Got questions? I’ve got answers.
What are your qualifications?
I am trained through Ramsey Solutions’ Financial Coach Master Training, an in-depth course that equips coaches to advise on a wide variety of financial situations. This course takes trainees through all sorts of topics that will help us identify the root of financial issues and provide solutions that will treat the true issue and not merely the symptom. Whether it’s budgeting, paying off debt, dealing with collectors, saving for emergencies, setting goals, or wealth-building, I’ve been equipped to help you make the best decisions to achieve your financial goals.
I am also going through Dave Ramsey’s Baby Step program myself, so I am thoroughly familiar with the process on a personal level. The plan has been so successful for us that my wife and I are cash-flowing my law degree as I continue to coach part-time. I am also constantly looking for new information and ideas that I can put into practice for myself, and pass on to my clients.
What exactly can you do for me?
My job, as a coach, is to be your guide along the path towards your financial goals. There are ultimately three objectives that I have whenever I meet with a client: Understand the situation, provide information, inject hope. I will help you create a high-performance plan for you to achieve your goals, and will act as an accountability partner to keep you striving toward those goals.
Why would I need a financial coach?
Everyone can use some guidance at one point or another in their lives. Even if you are debt-free, odds are there are some areas where you could make every dollar you earn work just a little bit harder.
Nearly 80% of Americans live paycheck-to-paycheck, with little or no hope in sight. I help my clients see that there is hope, and that tomorrow can be brighter than today.
I feel hopeless. Paying even the most basic bills is a struggle. Can you even help me?
Absolutely! Sometimes situations seem a lot worse than they really are. The problem could simply be an issue of perspective; or, it could be a really dire situation and drastic action is needed. Whatever the situation, I can tailor a plan of action that will help you overcome these obstacles achieve your goals. It may take some time, and there may be difficulties along the way, but my recommendations will help you work through it.
I want to change our financial habits, but my spouse is not on board. Can you help me with this?
During our initial contact, I can provide some guidance based on your unique situation. However, in order to schedule a coaching session, I require that both husband and wife attend together.
The number one cause of divorce in North America is money fights and money problems. If husband and wife are not on the same page, it will inevitably cause problems in your marriage because money is such an important issue in our lives. If you have this type of situation, you can reach out and we can discuss a few ideas to bring your spouse on board, or at least to have him/her attend the session with you.
Do you do sessions in-person or remotely?
Actually, I can do either. I prefer to meet in-person though since we are able to communicate more effectively that way. Sometimes it’s not what we say that speaks the loudest. Body language and facial expressions often speak louder than any words. Because of this, I do not offer coaching sessions over the phone. Our first contact can certainly be by phone call, but for consultations and coaching sessions, those must be in person or by video chat.
Do you know where there are Financial Peace University classes in my area?
Certainly! FPU is going on at almost all times of the year. Click here to find the nearest class to you.
How is this any different from Financial Peace University?
FPU offers very broad and general principles of handling money. These are the same principles that I teach. The key difference is in the level of detail.
Think of it like going to a fitness class versus hiring a personal trainer. Yes, the class will offer a lot of great information, but the personal trainer works closely with you to create a program tailored to your needs.
FPU is an awesome course, and I highly recommend taking it, but I offer a level of detailed discussion, analysis, and accountability that the class alone cannot match.
Do you have any sort of guarantee that this will work?
Nothing is 100% guaranteed in this life. Sometimes there are curveballs thrown our way that throw us off track, even the most goal-oriented people. I cannot promise that everything will go without hiccups, troubles, difficulties, or setbacks; sometimes those things do happen. What I can promise is that I will provide you with tailored recommendations for your situation that are based on a set of highly successful financial principles. This is a process, one that requires dedication and perseverance on your part. I can’t achieve success for you, but what I can do is to provide a roadmap for getting to a brighter future.
Why are your fees not listed on your services page?
This question is understandable, we all would like to know what the price for a service or product will be before we consider making payment on it. But for coaching, it really depends on your situation.
Think of it like going to the auto mechanic. We can’t just walk into the office and ask how much it will be to fix our car; the technicians have to take a look at it and understand the situation before they can give a cost to repair.
This same principle applies to financial coaching. Some clients’ situations may require more work, and the cost for the service may be a bit higher because we may need more time to work together. The fees for coaching are something we will discuss at the end of a Discovery Session once I understand what you need. It is there that I will have enough information to let you know what my fees will be.
I need other services in addition to financial coaching. Do you have any recommendations?
Certainly! I am always growing my professional network and will refer you to other high-quality professionals in your area in industries like real estate, insurance, marriage counseling, taxes and accounting, estate planning, auto repair, etc.
Don’t see your question listed? Please feel free to reach out through my contact form and I’d be glad to discuss whatever questions you may have!