TERMS OF USE

Please read the following terms of use relating to your use of Financial Coach Seth Connell LLC’s website, as well as the Privacy Policy below. By using these sites, you agree to these terms of use. We reserve the right to modify these terms at any time, so please check this page periodically for changes. By using these sites after we post any changes to these terms, you agree to accept those changes, whether or not you have reviewed them or been notified. If you choose not to accept these terms of use, please do not use this site.

Owners and Collectors of Certain Information

These terms of use apply to your use of all of sites and services operated by Financial Coach Seth Connell, LLC (the “Sites”) and any subsidiary organization. These terms of use do not apply to your use of unaffiliated websites to which you may be redirected to. If you have any questions about these terms, you may contact us at:

Email: seth@coachconnell.com

Call: (615) 454-7897

Content Restrictions

The content of our Sites may be protected by federal copyright and trademark laws. Unless otherwise noted, you may access and use the information and materials within the Sites for your personal use. You may not change, modify, delete, display, transmit, adapt, exploit, or copy for distribution or sale any information or material on our Sites. You must obtain written permission from us or any other entity who owns intellectual property on the Sites before you may publish, distribute, display, or exploit any material from the Sites for commercial purposes. By using the Sites, you agree to abide by all copyright notices or other posted restrictions.

These terms of use apply only to our Sites, and not to the Sites of any other companies or organizations, including those we link to. We do not maintain, create, endorse, or take any responsibility for contents made available through any other site, including those we link to. We are not or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused to you in connection with your use of any content, goods, or services available on any other website.

Events, Information, and Content

The events, information, courses, and content on the list are subject to change without notification.

Guest Submissions

We welcome comments about any of our Sites. At our sole discretion, we may accept certain guest content for publication. Guest writers must pay a nominal fee to compensate our staff for the time to edit and publish submitted material. Upon submission to us, all such content becomes our intellectual property to use and dispose of as we see fit.

Participation in Forums

A “forum” means any message board, chat room, social media posts, social media comments, online forum, or other interactive service appearing on any of the Sites. This includes both public boards and private folders. You may be required to register in accordance with instructions that you will find on the Sites in order to contribute to a forum.

You may not post on any forum, or send to any other forum user or our staff, any material that is abusive, vulgar, threatening, harassing, libelous, defamatory, obscene, invasive of another’s privacy, violative of intellectual or other property rights, or that would otherwise violate any applicable law. The following uses of the forums are prohibited: commercial solicitation, donative solicitation, promotion of third-party links and files, defamation, spam, phishing, obscenity, or any like kind of material. We are not responsible for material appearing in any forum on the Sites, except for material from one of our identified representatives.

We are not responsible for screening material posted by users for libel, obscenity, invasion of privacy, copyright or trademark infringement, accuracy, or for any other reason. But we retain the right to modify or remove messages or other material that we, in our sole discretion, consider infringing, offensive, abusive, defamatory, obscene, stale, or otherwise unacceptable. We also reserve the right to edit materials for any other reason. Whether or not we modify or remove such material, users remain solely responsible for the content of their messages or postings.

By posting on the Sites, you grant us and/or relevant affiliated companies a worldwide, non-exclusive right to use your questions, comments, and postings, in original or edited form, in any medium. You also warrant that you own or otherwise control all of the rights to the content you have posted and that the public posting and use of such content by us will not infringe the rights of any third party. Additionally, you represent that any “moral rights” in posted materials have been waived. There is no entitlement to compensation for participation on our forums.

Suspension/Termination of User Registration

We may, at our discretion, suspend or terminate the registration of any forum user or general user who violates any of these terms of use of use, any of the forum member guidelines or for any other behavior that we believe is inappropriate.

Disclaimers

The information, services, products, claims, seminar topics, and materials on our Sites are provided “as is” and without warranties of any kind, either expressed or implied. Due to the nature of personal finance, and the variability that comes with each persons’ situation, we disclaim all warranties, expressed or implied, including but not limited to implied effectiveness of the ideas or success strategies listed on this Site, as well as those that are provided in our products or to our participants at our events.

We do not warrant that any functions contained in the Sites will be uninterrupted or error-free, that defects will be corrected, or that the Sites or the server that makes them available are free of viruses or other harmful components. Nor do we warrant or make any representations regarding the use or the results of the use of the services, products, information or materials in this site in terms of their correctness, accuracy, reliability, or otherwise.

You as the user assume the entire cost of all necessary servicing, repair, or correction to your own system. Applicable law may not allow the exclusion of implied warranties, so the above exclusion may not apply to you. We do not endorse, warrant or guarantee any products or services offered on the Sites or those we link to. We are not a party to, and do not monitor, any transaction between users and third-parties.

Limitation of Liability

Under no circumstances, including but not limited to negligence, will we or any of our licensors or suppliers be liable for any special or consequential damages that result from the use of, or the inability to use, the materials or information on the Sites, or any products or services provided pursuant to the Sites. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages (including but not limited to lost data), so the above limitation or exclusion may not apply to you. In no event shall the total liability to you by us or any of our licensors or suppliers for all damages, losses, and causes of action (whether in contract, tort, or otherwise) exceed the amount paid by you to us, if any, for accessing the Sites.

Under no circumstances will we be held responsible or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused to you in connection with your use of any advice, goods or services you receive from a guest speaker or writer on our Sites or at one of our events. We are also not responsible or liable for any loss or damage that is caused or alleged to have been caused to our guests in connection with the display of their photo, name, or biography posted on our Sites or in our marketing materials.

No Professional Advice

The information contained in or made available through the Sites (including but not limited to information contained on message boards, in text files, or in chats) cannot replace or substitute for the services of trained professionals in any field, including, but not limited to, financial, medical, psychological, or legal matters. In particular, you should regularly consult a doctor in all matters relating to physical or mental health, particularly concerning any symptoms that may require diagnosis or medical attention.

We and our licensors or suppliers make no representations or warranties concerning any treatment, action, or application of medication or preparation by any person following the information offered or provided within or through the Sites. Neither we nor our partners, or any of their affiliates, will be liable for any direct, indirect, consequential, special, exemplary, or other damages that may result, including but not limited to economic loss, injury, illness or death. You alone are responsible and accountable for your decisions, actions, and results. By using our Sites, you agree not to attempt to hold us liable for any such decisions, actions, or results.

Earnings Disclaimer

Nothing is “get rich” about what we discuss, teach, promote, or put in our programs. One must work hard, add value, build a real and professional career, and serve others with excellence and honor. Our programs are intended to help you obtain a better business, life, and career while growing your brand. Our programs take a lot of work and discipline similar to other professional continuing education programs. As stipulated by law, we cannot and do not make any guarantees about your ability to get results or earn any money with our ideas, information, tools or strategies. 

Your results in your life are your own and do not relate to us. Our role is to provide quality content, direction, and strategies based on years of experience and general principles of good practice. What do not, and cannot, guarantee is your satisfaction as everyone has a different opinion on satisfaction and results achievement. You should know that all products and services by our company are for educational and informational purposes only.Nothing on this page, any of our websites, or any of our content or curriculum is a promise or guarantee of results or future earnings, and we do not offer any legal, medical, tax, or other professional advice. Any financial numbers referenced here, or on any of our Sites, are illustrative of concepts only and should not be considered average earnings, exact earnings, or promises for actual or future performance.

Making decisions based on any information presented in our products, events, services, or website, should be done only with the knowledge that you could experience risk or losses just like any endeavor. Use caution and always consult your accountant, lawyer, or other professional advisor before acting on this or any information related to a lifestyle change or your business or finances. Your advisors may include Financial Coach Seth Connell, LLC if you are a current client. You alone are responsible and accountable for your decisions, actions, and results in life. By your registration and participation, you agree not to attempt to hold us liable for your decisions, actions or results, at any time, under any circumstance. Do not enroll in our programs if you believe in making “money without hard effort” and “getting rich quick” programs. We only want clients and customers that are serious people dedicated to real professional development who want to add value and by making a difference in the world.

Parental Permission

Our Sites are not directed to children under the age of 13 and we will not knowingly collect personally identifiable information from children under 13. We strongly recommend that parents participate in their children’s exploration of the internet and any online services and use their browser’s parental controls to limit the areas of the internet to which their children have access. We may, at our discretion, require users under 18 to obtain the consent of a parent or guardian to view certain content. We may also limit access to certain content to users above a specified age. You agree to abide by any such restrictions and agree not to help anyone avoid these restrictions.

Explicit Language & Mature Content

On our Sites we will occasionally discuss mature topics and language relating to personal and professional growth that may use explicit language. Users who are uncomfortable with such topics or language should not use our Sites or avoid those portions of our Sites containing such content.

Confidentiality

Users of our Sites understand that the tools, processes, strategies, materials, and information presented may be copyrighted and proprietary, so users agree not to record, duplicate, distribute, teach, or train from our information in any manner whatsoever without our express written permission. Any unauthorized use or distribution of our Sites proprietary concepts, materials, and intellectual property by you or your representatives is prohibited. Promoter will pursue legal action and full damages if these terms are violated in order to protect its rights.

PRIVACY POLICY

Last Updated: July 8, 2023

Financial Coach Seth Connell, LLC is committed to protecting your privacy and ensuring you have a positive experience on our website and in using our products and services (collectively, “Products”). This policy covers https://coachconnell.com and any website owned by Financial Coach Seth Connell, LLC or any subsidiary.

This privacy policy outlines our handling practices and how we collect and use the Personal Data you provide during your online and offline interactions with us. As used in this Privacy Policy, “Personal Data” means any information that can be used to individually identify a person. It may include, but is not limited to, name, email address, postal or other physical address, credit or debit card number, title, and other personally identifiable information.

If you reside in the European Union (“EU”), United Kingdom, Lichtenstein, Norway, Iceland, or Switzerland, you may have additional rights with respect to your Personal Data. These rights may include rights under the EU’s General Data Protection Regulation (“GDPR”), if you are a resident of the EU, United Kingdom, Lichtenstein, Norway or Iceland.

Financial Coach Seth Connell, LLC will be the controller of your Personal Data that is provided, collected, and/or processed pursuant to this Privacy Policy, except where otherwise expressly stated. If you have any questions about whether any of foregoing applies to you, please contact us. This policy may be updated from time to time for reasons such as operational practices or regulatory changes. We recommend that you occasionally review our Privacy Policy when returning to our website.

Collection of Personal Data

We may collect the following categories of Personal Data about you when you use or otherwise interact with our Products:

  • Name
  • Title
  • Email address
  • Home/work/mobile telephone number
  • Postal code or other physical address
  • Credit/debit card information
  • IP addresses and other information collected passively, as further detailed in the “Passive Collection” section below

We collect and/or process your Personal Data in connection with the below activities related to our Products:

  • Account registration
  • Use of certain Product features
  • Generating reports based on information collected from use of our Products
  • Requesting service and support for our Products and providing such support
  • Placing transactions or orders
  • Registering to attend a seminar or webinar
  • Participating in an online survey
  • Billing and collecting payments for our Products
  • Participating in discussion groups or forums
  • Registering for newsletter subscriptions
  • Customizing the advertising and content you see

Processing of Personal Data

We will use your Personal Data only in accordance with our Privacy Policy. If you do not wish us to continue using your Personal Data in this manner, you can request that your account be deactivated and information deleted by contacting us. We will only process your Personal Data if we have a lawful basis for doing so. Lawful bases for processing include consent, contractual necessity (i.e., processing that is necessary for the performance of a contract with you, such as your terms of agreement with us that allows us to provide you with the Products) and our “legitimate interests” or the legitimate interest of others (e.g., our users) such as:

  • Personalizing, improving or operating our Products and business;
  • Better understanding your needs and interests;
  • Fulfilling requests that you make related to the Products;
  • Providing you with information and offers from us or third parties;
  • Complying with our legal obligations, resolving disputes with users, enforcing our agreements; and
  • Protecting, investigating and deterring against fraudulent, harmful, unauthorized or illegal activity.

We process Personal Data for purposes such as:

  • To contact you in response to inquiries regarding our Products;
  • To process your orders and deliver the Products that you have ordered;
  • To provide reports based on information collected from use of our Products;
  • To keep you up to date on the latest Product announcements, updates, upgrades, system enhancements, special offers, and other information;
  • To provide support and assistance for our Products;
  • To provide the ability to contact you and provide you with shipping and billing information;
  • To provide customer feedback and support;
  • To provide and administer contests or other marketing or promotional activities;
  • To the extent you choose to participate, to conduct questionnaires and surveys in order to provide better products and services to our customers and end users;
  • To personalize marketing communications and website content based on your preferences, such as in response to your request for specific information on products and services that may be of interest;
  • To contact individuals that you refer to us and identify you as the source of the referral, in accordance with the “Referral” section below; and
  • To meet contractual or legal obligations

Referrals

If you choose to refer a friend to our products, you represent that you have their consent to provide us your friend’s name, phone number, and email address. We will call this person and/or send this person messages friend a message inviting him or her to visit the website. Unless we are authorized by your friend, we will only use your friend’s name and email address for the purposes of such contact.

Choice

You can choose whether to provide Personal Data to us. But note that you may be unable to access certain options, offers, and services if they require Personal Data that you have not provided. You can sign-up, and therefore consent, to receive email or newsletter communications from us under the terms of our Privacy Policy. If you would like to discontinue receiving these communications, you can update your preferences by using the “Unsubscribe” link found in such emails or by contacting us.

Data Subject Rights

You have certain rights with respect to your Personal Data as set forth below. Please note that in some circumstances, we may not be able to fully comply with your requests, or we may ask you to provide us with additional information in connection with your request, which may be Personal Data. For example, we may need to verify your identity or the nature of your request. In such situations, we will still respond to let you know of our decision. To make any of the following requests, contact us:

  • Access: You can request more information about the Personal Data we hold about you. You can also request a copy of the Personal Data.
  • Rectification: If you believe that any Personal Data we are holding about you is incorrect or incomplete, you can request that we correct or supplement such data. You can also correct some of this information directly by logging into your membership account. Please contact us as soon as possible upon noticing any such inaccuracy or incompleteness.
  • Objection: You can contact us to let us know that you object to the collection or use of your Personal Data for certain purposes.
  • Erasure: You can request that we erase some or all of your Personal Data from our systems.
  • Restriction of Processing: You can ask us to restrict further processing of your Personal Data.
  • Portability: You have the right to ask for a copy of your Personal Data in a machine-readable format. You can also request that we transmit the data to another entity where technically feasible.
  • Withdrawal of Consent: If we are processing your Personal Data based on your consent (as indicated at the time of collection of such data), you have the right to withdraw your consent at any time pursuant to this Privacy Policy. Please note, however, that if you exercise this right, you may have to then provide express consent on a case-by-case basis for the use or disclosure of certain of your Personal Data, if such use or disclosure is necessary to enable you to utilize some or all of our Products.
  • Right to File Complaint: You have the right to lodge a complaint about Financial Coach Seth Connell, LLCs’ practices..

Data Retention

How long we retain your Personal Data depends on the type of data and the purpose for which we process the data.

Passive Collection of Data

Financial Coach Seth Connell, LLC automatically collects some information about you when you use our Products, using methods such as cookies and tracking technologies (further described below). Information automatically collected includes Internet protocol (IP) addresses, browser type, Internet service provider (ISP), referring/exit pages, the files viewed on our site (e.g., HTML pages, graphics, etc.), operating system, date/time stamp, and/or clickstream data to analyze trends in the aggregate and administer the website and/or Products.

In addition, when you use some of our Products, network information is transmitted back to us such as Product usage information. This information is transmitted back to us so we can determine how users are interacting with our Products, to assist us with improving our Products, and to correct any problems that may occur.

Cookies and Tracking Technologies

Financial Coach Seth Connell, LLC and our partners may use cookies or similar technologies to analyze trends, administer the website, track users’ movements around the website, and gather information about our user base. Users can control the use of cookies at the browser level.

Sharing Personal Data

We do not sell or rent your Personal Data to third parties for marketing purposes. We share Personal Data internally for purposes of data processing or storage on third-party platforms. We may also share Personal Data with business partners, service vendors and/or authorized third-party agents or contractors in order to provide requested Products or transactions, including processing orders, processing credit card transactions, hosting websites, hosting event and seminar registration and providing customer support.

In some cases, we may choose to buy or sell assets. In these types of transactions, user information is typically one of the transferred business assets. Moreover, if we, or substantially all of our assets, were acquired, or if we go out of business or enter bankruptcy, user information would be one of the assets that is transferred or acquired by a third-party. You acknowledge that such transfers may occur and that any acquirer of us or our assets may continue to use your Personal Data as set forth in this Privacy Policy. As required by law, we may respond to lawful subpoenas, court orders, or similar legal process by disclosing your Personal Data and other related information, if necessary. We also may use Personal Data and other related information to establish or exercise our legal rights or defend against legal claims.

We collect and possibly share Personal Data and any other additional information available to us in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of our terms of service, or as otherwise required by law.

While navigating this website or using our Products, you may be directed to content or functionality that is hosted by a third-party. When information is collected on behalf of Financial Coach Seth Connell, LLC exclusively, our Privacy Policy will be referenced and will govern how your information is used. For other sites or services, the site/service owner’s privacy policy will be referenced. You should review such third party’s privacy and security policies prior to use.

Security of Personal Data

We are committed to protecting the Personal Data you share choose to share with us. We utilize a combination of industry-standard security technologies, procedures, and organizational measures to help protect your Personal Data from unauthorized access, use or disclosure. When we transfer credit/debit card information over the Internet, we protect it using Secure Sockets Layer (SSL) or Transport Layer Security (TSL) encryption technology provided through secure payment processing software.

We recommend you take every precaution in protecting your Personal Data when you are on the Internet. For example, change your passwords often, use a combination of letters and numbers when creating passwords, use a secure browser and set up a virtual private network (VPN). If you have any questions about the security of your Personal Data under our Privacy Policy, you can contact us at any time.

Linked Websites and Third-Party Services

Our websites and services may provide links to other third-party websites and services which are outside our control and not covered by this policy. We encourage you to review the privacy policies posted on these sites you visit or services you use.

Transfer and Storage of Personal Data

Our Products are hosted and operated in the United States through Financial Coach Seth Connell, LLC and its service providers. We may transfer your Personal Data to the U.S. or to third parties acting on our behalf for the purposes of processing or storage. By using any of our Products or providing any Personal Data for any of the purposes stated above, you consent to the transfer and storage of your Personal Data, whether provided by you or obtained through a third party, to the U.S. as set forth in this Privacy Policy, including the hosting of such Personal Data on U.S. servers. If you have an unresolved privacy or data use concern that we have not addressed satisfactorily, please contact us.

Contact Us

To address your individual rights or if you have any privacy-related questions or comments related to this Privacy Policy, please send an email to us at seth@coachconnell.com. You can also contact us by using the contact form on our home page.

How and Why We Collect Certain Information

We collect your information in order to record and support your participation in the activities you select. If you wish to be removed from any postal, email, phone, or other lists, please contact us. Please provide us with your exact name, email address, mailing address/zip code, and phone number. We will be sure your name is removed from the applicable lists within a reasonable time.

When you use our Sites, we or our authorized technology services provider may also collect certain technical and routing information from you to facilitate your use of the Site and its services. We use this information to administer the Site and to understand and measure traffic patterns on the Site so that we know which areas of our sites are favorites of our users, which areas need improvement, and what technologies are being used so that we may continually improve our Sites. This information is collected in aggregate form, without identifying you or any user individually. We may use this aggregate, non-identifying statistical data for performance analysis, marketing, or similar promotional purposes.

This data is often tracked by us or our technology services provider by using “cookies” during your visit. A cookie is small amount of data that is transferred to your browser by a web server and can only be read by the server that gave it to you. It functions as your identification card and enables recording passwords, purchases, and preferences. It cannot be executed as code or deliver viruses. Most browsers are initially set to accept cookies. You can set your browser to notify you when you receive a cookie, giving you the chance to decide whether or not to accept it. For some web pages that require an authorization, cookies are not optional. Users choosing not to accept cookies may not be able to access those pages.

Exceptions to this Privacy Policy

While we are committed to keeping your information secure and private, we have certain exceptions to our Privacy Policy. We will release specific information about you or your account to comply with any valid legal inquiry or process such as a search warrant, subpoena, statute, or court order. We will also release specific information in special cases, such as if there is an attempted breach of the security of the Sites, or a physical or property threat to you or others. We may also transfer user information, including personally identifiable information, in connection with a corporate merger, consolidation, the sale of related assets or corporate division or other fundamental corporate change.

Further, the information you enter when making a purchase or an online donation will be shared with payment processors, financial gateways, and your credit card company to authorize credit card payments. Such information may also be shared with necessary third parties solely for the purpose or carrying out the transactions. Please note that if you give out personal information online through a discussion board or posting site, that information can be collected and used by third parties. Although we strive to protect our users’ privacy, we cannot guarantee the security of information you post in these forums. You disclose such information at your own risk. We advise shielding yourself against any theft of your personally identifiable information with an identity theft protection plan.

Miscellaneous

The terms of this Privacy Policy will be governed by and construed in accordance with the laws of the State of Tennessee, without regard to any principles of conflicts of law. You agree that any action at law or in equity that arises out of or relates to these terms will be subject to mediation in the State of Tennessee, Rutherford County. If any of these terms of use are found unlawful, void, or for any reason unenforceable, then that provision will be considered severable from the remaining terms of use. It will not affect the validity and enforceability of the remaining provisions. These terms may be modified only by our posting of changes to these terms of use on our Sites.  

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