“I’m Paying Off Debt But May Be Laid Off; What Can I Do?”

Being laid off is a huge setback. But it's important to think carefully when you have that fear. Consider this if you have that concern.

The IRS Wants to Spy On Nearly ALL of Your Money Decisions

"Who's watching me now? The IRS?" The rule would require handing over nearly all adults' banking information. What could possibly go wrong?

“Should I Be Cashing Out My 401k to Pay Off Debt?”

When I receive a question about cashing out a 401k to pay off debt, my short answer is generally no. It entails a lot of unrecoverable loss of long-term growth. We can make more money, but we cannot recover time. Nonetheless, there are some limited circumstances in which cashing out a 401k may be the … Continue reading “Should I Be Cashing Out My 401k to Pay Off Debt?”

Worried About a Recession? Here’s What You Can Do Right Now

Many people are concerned about the United States falling into another recession. Here's what you can do starting right now to prepare.

Social Security Benefits Are In More Trouble Than We Thought

After the societal shutdown in 2020, the global economy experienced a sharp recession that slashed tax revenues. Included in these taxes is, of course, the Social Security payroll tax. As a result of this decrease, this means Social Security benefits are in more trouble than we thought just a couple of years ago. For several … Continue reading Social Security Benefits Are In More Trouble Than We Thought

“What Causes Poverty” Is the Wrong Question; Ask This Instead

Our contemporary culture likes to ask what causes poverty. But this question is based on a false premise. Ask this question instead.

Recommended by Locals On Alignable