Do you want a raise at your job? Of course, you do! Who would say no to a bump in earnings? Well, the fact of the matter is that just getting a raise isn't so simple most of the time. Some industries have a standard cost of living adjustment, or raises that come with achieving … Continue reading How to Know When You Deserve A Raise at Work
Category: Blog
IRS Announces Tax Bracket Changes for 2020
In 2017, Congress changed federal income tax rates and brackets with the Tax Cuts and Jobs Act of 2017. The changes included a lowering of the personal and corporate tax rates, along with a doubling of the standard personal deduction. For the 2020 tax year, the IRS has made some changed that could affect your … Continue reading IRS Announces Tax Bracket Changes for 2020
Student Loans Are the Only Way to Pay For College?
Let's face it folks: no matter who you are, it's easy to see that the student loan situation is simply out of control. (Well, unless you're Sallie Mae or Navient). Those goons aside, most any sensible person sees the nearly $1.6 trillion in student loan debt as something that needs a solution right now. Part … Continue reading Student Loans Are the Only Way to Pay For College?
“We Used a Coach…My Cousin Didn’t”
It's a common question that a lot of folks ask when they hear about the idea of working with a coach: " Why should I pay someone when I can’t even make payments on some of our debts?" This is an understandable concern. The bills are already sky-high and it seems like there's hardly any … Continue reading “We Used a Coach…My Cousin Didn’t”
5 Quick Ways to Earn Some Extra Money
Almost everyone could use a few extra bucks in their checking account, am I right? Luckily, in our world today, there are tons of opportunities to get some cash fast. Let's consider just a few of the options available to us. 1. Have a Garage/Yard Sale Most of us have a bunch of random stuff … Continue reading 5 Quick Ways to Earn Some Extra Money
The Four Walls of Your Household’s Finances
In the Baby Steps program, the Four Walls are the fundamental necessities of your household's finances. These bills are paid before anything else; before the credit card company, before Sallie Mae, before the medical debts. Food The first category of no compromises is food. No matter how much debt you have, you and your family … Continue reading The Four Walls of Your Household’s Finances
What Appliances To Buy: Some Tips From An Experienced Landlord
A common issue among homeowners is determining what appliances to buy for the house. There are a nearly inexhaustible number of brands and levels of quality out there these days, and it can be tricky determining what the best is for your particular home. Fortunately, I have some advice from an experienced and well-informed connection … Continue reading What Appliances To Buy: Some Tips From An Experienced Landlord
Our Biggest Debt Is One We Could Never Pay
I'm very much an advocate of getting out of debt, you're probably aware of that if you've perused my site. I thoroughly believe in paying off our creditors and freeing ourselves from the bondage that debt brings. Nearly all of the debt in our lives comes from the choices that we made. But one debt … Continue reading Our Biggest Debt Is One We Could Never Pay
Money Won’t Solve Your Financial Problems
It's easy to think that if we earned just a bit more money, we'd be able to get ahead; that a few hundred dollars more a month will do the trick, or that a six-figure income is what really makes becoming wealthy possible. But contrary to popular opinion, that's simply not true. You may have … Continue reading Money Won’t Solve Your Financial Problems
Five Facts About Identity Theft And What To Do About It
The idea of having your identity stolen is terrifying. The fact that someone can literally take your information and pose as you to fraudulently conduct transactions can leave us feeling very vulnerable and violated. Identity theft is one of the fastest growing criminal activities in our world today, and it's not going away any time … Continue reading Five Facts About Identity Theft And What To Do About It
