Conventional "wisdom" says that there's no way around having a car payment every month. Vehicles are just so expensive that there's just no way a person can avoid it. You're stuck with that $500 a month payment and have to deal with it for the rest of your life. It turns out this conventional wisdom … Continue reading What’s the Problem with Having a Car Payment?
I'm very much an advocate of getting out of debt, you're probably aware of that if you've perused my site. I thoroughly believe in paying off our creditors and freeing ourselves from the bondage that debt brings. Nearly all of the debt in our lives comes from the choices that we made. But one debt … Continue reading Our Biggest Debt Is One We Could Never Pay
It's easy to think that if we earned just a bit more money, we'd be able to get ahead; that a few hundred dollars more a month will do the trick, or that a six-figure income is what really makes becoming wealthy possible. But contrary to popular opinion, that's simply not true. You may have … Continue reading Money Won’t Solve Your Financial Problems
The idea of having your identity stolen is terrifying. The fact that someone can literally take your information and pose as you to fraudulently conduct transactions can leave us feeling very vulnerable and violated. Identity theft is one of the fastest growing criminal activities in our world today, and it's not going away any time … Continue reading Five Facts About Identity Theft And What To Do About It
There's a misconception that people who become wealthy these days somehow got there through special knowledge, sophisticated investment strategies, or (most cynical of all) by "stealing" from other people. All of the above things are untrue, and are demonstrably untrue thanks to Chris Hogan's study of over 10,000 American millionaires. The steps to achieving wealth … Continue reading The Not-So-Secret Tool That Will Help You Become Wealthy
One of the common beliefs in our culture about post-secondary education is that it is impossible to attend an institution of higher learning without accruing debt. Quite simply, that's nonsense. There are plenty of ways to cash flow and fund your education without sacrificing your future earnings to loan payments. Here are five ways to … Continue reading 5 Ways to Go to College and Graduate School Debt-Free
For some reason, Americans appear to have a love affair with credit cards. We as a society seem to just love racking up debt to big banks, sending our money back to them with loads of interest on top, then having the nerve to complain about how we don't have enough money at the end … Continue reading U.S. Credit Card Debt Hits A Staggering New Record
If you're married, do you remember when you and your spouse were dating? Do you remember how much time you spent together, nurturing the relationship, building intimacy and trust over months and years? I certainly hope you do! You may not have consciously noticed it, but what you were doing was intentionally focusing on your … Continue reading The Power and Necessity of Focus
This is a very important question about a rather unpleasant topic. We don't want to think about the idea of our death or a loved one's death, but as loving and responsible family members, we need to think about what our family will do if one of us happens to pass away unexpectedly. Life insurance … Continue reading How Much Life Insurance Do I Need?
How many times have you ever bought an item only to wake up the next morning and suddenly have that feeling of remorse for the transaction? Odds are, if you're a person over the age of 12, that's happened to you at some point. What if you've had this experience multiple times in your life … Continue reading Ever Have Buyer’s Remorse? Here’s A Strategy To Prevent It In The Future