Worried About a Recession? Here’s What You Can Do to Prepare

Many people are concerned about the United States falling into another recession. Here's what you can do starting right now to prepare.

The Biblical Principle of Having an Emergency Fund

An emergency fund can turn a crisis into an inconvenience. Having a big pad of liquid cash available ensures that when life throws its wrenches and curveballs your way, you and your family will be prepared. This is a sensible conclusion. Yet most Americans have little in emergency savings. One survey found that only 39% … Continue reading The Biblical Principle of Having an Emergency Fund

Where Should I Put My Emergency Fund?

Step 3 of the Baby Steps program is to save three to six months of expenses in an emergency fund. This fund is not supposed to be used for shopping sprees, vacations, cars, sofa specials, or anything of that sort; only for true, emergency situations like a job layoff or medical incident. What to spend … Continue reading Where Should I Put My Emergency Fund?

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