Is There Another Lockdown Coming? How You Can Prepare

We are nearing the end of 2020, but it seems like the distress is sticking around. Ever since mid-March and “15 days to flatten the curve,” we have entered some strange dream where things keep getting wackier and wackier. Worst of all was the COVID lockdown enforced in many states. Now, many of us wonder … Continue reading Is There Another Lockdown Coming? How You Can Prepare

Working with a Financial Coach: What Your Life Can Look Like

I work with people from all walks of life. Some are just starting adult life, while others are nearing retirement. Some have a very high household income, some are very low. In the mainstream culture, these factors are often considered dispositive; that’s how it is and your future is fixed as a result. However, when … Continue reading Working with a Financial Coach: What Your Life Can Look Like

Cancel Student Loan Debt: A Financial Coach’s Perspective

It’s understandable why there is a strong sentiment to just cancel student loan debt, and this idea is growing in popularity. But is canceling student loan debt really the proper path to take? Will it actually solve anything in the long-term? As a financial coach, I say absolutely not. Before I get into this, I … Continue reading Cancel Student Loan Debt: A Financial Coach’s Perspective

Millionaires: Seven Myths Completely Debunked

When most Americans think about how millionaires live, there is no shortage of mythology and toxicity. Jealousy, envy, and spite are frequent reactions during conversations about wealthy people with those who are not themselves wealthy. The worst part about it is that those attitudes and worldviews are some of the biggest impediments to creating wealth … Continue reading Millionaires: Seven Myths Completely Debunked

Your Rights Under the Fair Debt Collection Practices Act

Every day, thousands of Americans are harassed by collectors looking to get paid. These agents abuse debtors by threatening them, verbally and emotionally abusing them, and harassing them throughout their daily lives. Fortunately, the Fair Debt Collection Practices Act is your friend and is here to help. But to use this tool, you need to … Continue reading Your Rights Under the Fair Debt Collection Practices Act

Managing Your Debt When Medical Bills Are A Large Portion of It

Guest post from Linda Richardson. Hello there! I hope that amid the craziness of the COVID world you and your family are making it through! Our economies are gradually starting to reopen and people are returning to work, but something that may be on many people’s minds is how to pay back significant medical bills … Continue reading Managing Your Debt When Medical Bills Are A Large Portion of It

Smart Financial Planning Tips for Young Adults

Guest post from Chris Haymon of Adulting Digest. Millennials are fairly well-established in the workforce, and now Generation Z, those born in the late 1990s and early 2000s, are now entering the workforce. Unfortunately, the BBC reports that many of today’s young adults are working more (and earning less) than previous generations did in their … Continue reading Smart Financial Planning Tips for Young Adults

One Investing Chart Shows Why the Long Term is What Really Matters

We're now in the '20s, can you believe it? Cue the jazz music and all-time stock market highs from all that investing! Well, perhaps jazz music won't be as popular as it was a century ago, but we have had a rather vibrant economy at the moment as we did in the 1920s, and the … Continue reading One Investing Chart Shows Why the Long Term is What Really Matters

The Biblical Principle of Having an Emergency Fund

An emergency fund can turn a crisis into an inconvenience. Having a big pad of liquid cash available ensures that when life throws its wrenches and curveballs your way, you and your family will be prepared. This is a sensible conclusion. Yet most Americans have little in emergency savings. One survey found that only 39% … Continue reading The Biblical Principle of Having an Emergency Fund

IRS Announces Tax Bracket Changes for 2020

For the 2020 tax year, the IRS has made some changed that could affect your take-home pay and total federal tax liability. MSN reports that the changes do not affect the rates themselves, but changes the income thresholds for the brackets as adjusted for inflation. In 2017, Congress changed federal income tax rates and brackets … Continue reading IRS Announces Tax Bracket Changes for 2020

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