How to Bounce Back from a Job Loss

You’ve worked hard to grow your income, climb out of debt, and improve your financial footing. But now, the worst has happened: You lost your job. Is your hard work doomed to go down the drain, or is there a path forward on your journey to financial freedom, in spite of your job loss? How … Continue reading How to Bounce Back from a Job Loss

Working with a Financial Coach: What Your Life Can Look Like

I work with people from all walks of life. Some are just starting adult life, while others are nearing retirement. Some have a very high household income, some are very low. In the mainstream culture, these factors are often considered dispositive; that’s how it is and your future is fixed as a result. However, when … Continue reading Working with a Financial Coach: What Your Life Can Look Like

Cancel Student Loan Debt: A Financial Coach’s Perspective

It’s understandable why there is a strong sentiment to just cancel student loan debt, and this idea is growing in popularity. But is canceling student loan debt really the proper path to take? Will it actually solve anything in the long-term? As a financial coach, I say absolutely not. Before I get into this, I … Continue reading Cancel Student Loan Debt: A Financial Coach’s Perspective

Millionaires: Seven Myths Completely Debunked

When most Americans think about how millionaires live, there is no shortage of mythology and toxicity. Jealousy, envy, and spite are frequent reactions during conversations about wealthy people with those who are not themselves wealthy. The worst part about it is that those attitudes and worldviews are some of the biggest impediments to creating wealth … Continue reading Millionaires: Seven Myths Completely Debunked

Your Rights Under the Fair Debt Collection Practices Act

Every day, thousands of Americans are harassed by collectors looking to get paid. These agents abuse debtors by threatening them, verbally and emotionally abusing them, and harassing them throughout their daily lives. Fortunately, the Fair Debt Collection Practices Act is your friend and is here to help. But to use this tool, you need to … Continue reading Your Rights Under the Fair Debt Collection Practices Act

Managing Your Debt When Medical Bills Are A Large Portion of It

Guest post from Linda Richardson. Hello there! I hope that amid the craziness of the COVID world you and your family are making it through! Our economies are gradually starting to reopen and people are returning to work, but something that may be on many people’s minds is how to pay back significant medical bills … Continue reading Managing Your Debt When Medical Bills Are A Large Portion of It

Five Tips On How to Excel at Working from Home

Since a lot of people are working from home for a while and may continue to do so for the foreseeable future, I thought I'd share what I've learned after working from home for several years. I greatly enjoyed my work from home time, but there were some trade-offs that I had to learn how … Continue reading Five Tips On How to Excel at Working from Home

As a Financial Coach, Here’s Why I Cannot Stand Social Security

As a financial coach, I focus on how behaviors and mentalities affect my clients' results. I also sometimes consider how public policy affects these results as well, and sometimes have to say something about how legislators' actions affect what we can and cannot do; Social Security is just one of those policies that irks me … Continue reading As a Financial Coach, Here’s Why I Cannot Stand Social Security

IRS Announces Tax Bracket Changes for 2020

For the 2020 tax year, the IRS has made some changed that could affect your take-home pay and total federal tax liability. MSN reports that the changes do not affect the rates themselves, but changes the income thresholds for the brackets as adjusted for inflation. In 2017, Congress changed federal income tax rates and brackets … Continue reading IRS Announces Tax Bracket Changes for 2020

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