Five Tips On How to Excel at Working from Home

Since a lot of people are working from home for a while, I thought I'd share what I've learned after working from home for several years. I greatly enjoyed my work from home time, but there were some trade-offs that I had to learn how to deal with. I had a very short commute, was … Continue reading Five Tips On How to Excel at Working from Home

Worried About a Recession? Here’s What You Can Do to Prepare

Many people are concerned about the United States falling into another recession. Here's what you can do starting right now to prepare.

As a Financial Coach, Here’s Why I Cannot Stand Social Security

As a financial coach, I focus on how behaviors and mentalities affect my clients' results. I also sometimes consider how public policy affects these results as well, and sometimes have to say something about how legislators' actions affect what we can and cannot do. Social Security is one of the most socially ingrained government programs … Continue reading As a Financial Coach, Here’s Why I Cannot Stand Social Security

IRS Announces Tax Bracket Changes for 2020

In 2017, Congress changed federal income tax rates and brackets with the Tax Cuts and Jobs Act of 2017. The changes included a lowering of the personal and corporate tax rates, along with a doubling of the standard personal deduction. For the 2020 tax year, the IRS has made some changed that could affect your … Continue reading IRS Announces Tax Bracket Changes for 2020

Should I Cash Out My 401k Early to Pay Off Debt?

The short answer to this question is no. The longer answer is still no as a general rule, but it may be a consideration in some very limited circumstances. Here's the rationale behind not cashing out the 401k. Sure, it may be tempting to take that big chunk of that savings and throw all at … Continue reading Should I Cash Out My 401k Early to Pay Off Debt?

Are Extended Warranties Worth the Money?

A client recently asked me if he and his wife should renew the warranty on their vehicle. Because of the cost-benefit analysis on such warranties, I answered no. A warranty is often a nice little peace of mind when you buy a car. Especially if the car is used, having that extra reassurance backing up … Continue reading Are Extended Warranties Worth the Money?

“We Used a Coach…My Cousin Didn’t”

It's a common question that a lot of folks ask when they hear about the idea of working with a coach: " Why should I pay someone when I can’t even make payments on some of our debts?" This is an understandable concern. The bills are already sky-high and it seems like there's hardly any … Continue reading “We Used a Coach…My Cousin Didn’t”

What’s the Difference Between a Financial Coach and a Financial Advisor?

This is a common question that we as coaches get. A lot of people don't understand the nature of our trade and how we differ from financial advisors. That's understandable though, as the financial coaching industry is still a relatively new sector of the financial world. So let's define what advisors do versus what I … Continue reading What’s the Difference Between a Financial Coach and a Financial Advisor?

The Power and Necessity of Focus

If you're married, do you remember when you and your spouse were dating? Do you remember how much time you spent together, nurturing the relationship, building intimacy and trust over months and years? I certainly hope you do! You may not have consciously noticed it, but what you were doing was intentionally focusing on your … Continue reading The Power and Necessity of Focus

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