Sometimes, you blow the budget. But what comes next? Do you give up? Here are some things to consider when things don't go as planned.
After the societal shutdown in 2020, the global economy experienced a sharp recession that slashed tax revenues. Included in these taxes is, of course, the Social Security payroll tax. As a result of this decrease, this means Social Security benefits are in more trouble than we thought just a couple of years ago. For several … Continue reading Social Security Benefits Are In More Trouble Than We Thought
Our contemporary culture likes to ask what causes poverty. But this question is based on a false premise. Ask this question instead.
Impulse buying is one of the biggest obstacles to achieving our financial dreams. Before making that purchase, ask yourself these questions.
Financial coaching is still a relatively burgeoning industry. But even now there are thousands of coaches working with individuals and families to help them achieve financial freedom (and I’m thrilled to be one of them). Working with a coach is an investment, but the benefits of financial coaching go far beyond better budgets, paid off … Continue reading Five Benefits of Financial Coaching
There’s nothing fun about watching your business fail. If your foray into owning your own company fell flat, you’re probably feeling pretty disheartened. However, there are ways to carry on and, if you want, try again. Here’s a look at how you can process your feelings, apply what you’ve learned, and embrace your future after … Continue reading What to Do After Your Business Fails
This Virginia Beach financial coaching client of mine had an incredible transformation in their personal finances after just six months. I'm so proud of them and am excited for what their future holds! Van and Angela are a classic American family who, on the outside, were living the American Dream. Van is a Navy veteran … Continue reading Virginia Beach Financial Coaching Success: Van & Angela
Millionaires are often the subject of scorn in America today, but the real story about them is not one the media will tell you.
It's a common question that a lot of folks ask when they hear about the idea of working with a coach: " Why should I pay someone when I can’t even make payments on some of our debts?" It often seems illogical to add what may seem like "another payment" to your budget. But a … Continue reading “We Used a Coach…My Cousin Didn’t” – Life With and Without A Coach
Step 3 of the Baby Steps program is to save three to six months of expenses in an emergency fund. This fund is not supposed to be used for shopping sprees, vacations, cars, sofa specials, or anything of that sort; only for true, emergency situations like a job layoff or medical incident. What to spend … Continue reading Where Should I Put My Emergency Fund?