“What Causes Poverty” Is the Wrong Question; Ask This Instead

Our contemporary culture likes to ask what causes poverty. But this question is based on a false premise. Ask this question instead.

3 Reasons To Review Your Free Credit Report Right Now

Your free credit report is a compilation of information about your financial history. The three bureaus, TransUnion, Equifax, and Experian, gather information about your accounts, available credit, credit usage, payment history, and the like. The bureaus take this information and give you your credit score, which lenders use to determine how much you can borrow … Continue reading 3 Reasons To Review Your Free Credit Report Right Now

“I Just Received A Large Sum of Money; How Should I Handle It?”

I work with people in a wide variety of situations. Many are paycheck-to-paycheck, struggling to make ends meet, and looking to pay off debt. Some, however, have received large sums of money from inheritances, settlements, and commissions, and are wondering what to do with this large sum. Each and every time, there is a certain … Continue reading “I Just Received A Large Sum of Money; How Should I Handle It?”

Money Won’t Solve Your Financial Problems, But This Will

It's easy to think that if we earned just a bit more money, we'd be able to get ahead; that a few hundred dollars more a month will do the trick, or that a six-figure income is what really makes becoming wealthy possible. But contrary to popular opinion, that's simply not true. Solving financial problems … Continue reading Money Won’t Solve Your Financial Problems, But This Will

How A Budget Propels You Toward Prosperity

There's a misconception that most people who become wealthy somehow got there through special knowledge, sophisticated investment strategies, or (most cynical of all) by "stealing" from others. All of these things are demonstrably untrue thanks to the groundbreaking study of over 10,000 American millionaires. The steps to achieving wealth are fairly simple: stay out of … Continue reading How A Budget Propels You Toward Prosperity

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