Your free credit report is a compilation of information about your financial history. The three bureaus, TransUnion, Equifax, and Experian, gather information about your accounts, available credit, credit usage, payment history, and the like. The bureaus take this information and give you your credit score, which lenders use to determine how much you can borrow … Continue reading 3 Reasons To Review Your Free Credit Report Right Now
Many people are concerned about the United States falling into another recession. Here's what you can do starting right now to prepare.
Conventional "wisdom" says that there's no way around having a car payment every month. Vehicles are just so expensive that there's just no way a person can avoid it. You're stuck with that $500 a month payment and have to deal with it for the rest of your life. It turns out this conventional wisdom … Continue reading Car Payments Are One of Your Biggest Obstacles; Here’s Why
I'm very much an advocate of getting out of debt, you're probably aware of that if you've browsed my site. I thoroughly believe in paying off our creditors and freeing ourselves from the bondage that debt brings. Nearly all of the debt in our lives comes from the choices that we made. But one debt … Continue reading Resurrection Sunday: Our Biggest Debt Is One We Could Never Pay
If you're married, do you remember when you and your spouse were dating? Do you remember how much time you spent together, nurturing the relationship, building intimacy and trust over months and years? What you were doing during that time was concentrating your focus on the relationship, and you built it from the ground up … Continue reading The Power and Necessity of Focus
In Chris Hogan's recently published book Everyday Millionaires, he wrote about some really fascinating statistics on typical American millionaires. The truth is far from media portrayals. Few millionaires ever hold an executive position, nor are many of them celebrities or professional athletes. Most simply worked hard over their entire lives, stayed out of debt, and invested … Continue reading Millionaire Mindset: 97% of Them Believe This And It Makes ALL The Difference