dave ramsey Archives

Navient Just Got Hit HARD For Predatory Lending

A decade of predatory practices just came back to haunt Navient. But what comes next for the federal student loan program?

When I receive a question about cashing out a 401k to pay off debt, my short answer is generally no. It entails […]

Many people are concerned about the United States falling into another recession. Here’s what you can do starting right now to prepare.

Sometimes, you blow the budget. But what comes next? Do you give up? Here are some things to consider when things don’t go as planned.

I’m very much an advocate of getting out of debt. You’re probably aware of that if you’ve browsed my site. Nearly all […]

If you recently received a large sum of money, you may wonder how to properly handle it. Here are some tips for making wise decisions.

Social Security sounds like a nice idea on paper, but the math tells a very different story. I can’t stand seeing people lose so much money.

For the 2020 tax year, the IRS has made some changes that could affect your take-home pay and total federal tax liability. […]

Let’s face it folks: no matter who you are, it’s easy to see that the student loan situation is simply out of […]

A client recently asked me if he and his wife should renew the warranty on their vehicle. Because of the cost-benefit analysis […]

It’s a common question that a lot of folks ask when they hear about the idea of working with a coach: ” […]

Both a financial advisor and a financial coach play an important role in your plan. But our jobs are very different; here is an overview.

Step 3 of the Baby Steps program is to save three to six months of expenses in an emergency fund. This fund […]

Want to stay middle class forever? Car payments will keep you stuck there. These parameters will show you the problem and how to escape it.

It’s easy to think that if we earned just a bit more money, we’d be able to get ahead; that a few […]